News

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Are You a Smaller, a Baller, or an Aller?

Whether it happens sooner (perhaps as early as next year) or later (but likely no later than 2026), there’s a good chance we’re going to see a significant drop in the federal estate tax exemption amount. And while there’s some uncertainty around exactly when it will happen, one thing that is certain is that if/when it does, substantially more Americans will be subject to this tax. Such poten...

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Engaging in a Client-Centered Discovery Process with Trey Nelson

The post Engaging in a Client-Centered Discovery Process with Trey Nelson appeared first on Buckingham Strategic Partners.

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Integrate Your Personal Values and Financial Goals with ESG Investing

The following is an adapted excerpt from the conclusion of the forthcoming book “Your Essential Guide to Sustainable Investing” by Sam Adams and Larry Swedroe. Sam and Larry summarize some of the topics they cover in the book and present some key takeaways. The financial services industry has responded to demands for sustainable investment strategies with a dizzying array of product launches, ...

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Buckingham Talks: Do we work too much?

Nearly 100 years ago, economist John Maynard Keynes predicted that gains in technological efficiency and productivity would allow his grandchildren’s generation to work only 15 hours per week. For most of us, earning a living working three hours per day seems as fantastical now as it did in 1930! Why do we work so much? Out of economic necessity? For a sense of fulfillment? To afford our gro...

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Staying Accountable, Planning for Success, and Making It Resonate with Peter Succoso

The post Staying Accountable, Planning for Success, and Making It Resonate with Peter Succoso appeared first on Buckingham Strategic Partners.

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Does Planning End at Retirement?

Imagine that, in the foreseeable future, you’ll have turned in all your company property, collected your final paycheck, and will be drinking a hurricane at half past noon while chair-dancing to “It’s Five O’Clock Somewhere.” You’ve planned on reaching that celebratory beach vacation over the many years of your career while also designing, building and protecting your financial life. B...

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Financial Alignment for Yourself and Your Family

In personal finance, it’s not what you make but what you keep that is important. In preparing the next generation to manage money, it’s not how much you know but what you model and share that matters most. Whether you have only lint in your pockets or are racing Jeff Bezos for wealthiest person on the planet, giving children the tools they need to successfully navigate their finances is an imp...

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Making Sense of Education Savings: What’s Right for You?

Feeling overwhelmed by your college savings choices? It’s no wonder – there are myriad options, and which ones are a good fit will depend on your specific circumstances. Whether you’re saving for college, graduate school or some other educational credential, working alongside an advisor who understands the available savings vehicles and their rules can help ensure that the decisions you make...

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Gifting Money? Develop a Plan

You’ve worked hard, you saved, you invested wisely, and you controlled spending. Your financial plan worked, and now you have money (or other assets) to share. But questions linger in your mind about whether you should do so and with whom. Many people do not give away money or assets during their lifetime, as life is uncertain. You may have a major health event and/or need health care for extend...

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SECURE Act 2.0 and Student Loans

Once in a while, the release of a sequel to a beloved movie franchise or the reboot of a classic TV series will garner a surprisingly huge amount of attention and excitement. The much-anticipated sequel to the 2019 SECURE Act, fittingly dubbed the SECURE Act 2.0, debuted in Congress in May (only a year and a half after the original became law) and is now due before the full House for a floor vot...

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Learning to Be Vulnerable and Living in the Unknown with Chris Gardner

The post Learning to Be Vulnerable and Living in the Unknown with Chris Gardner appeared first on Buckingham Strategic Partners.

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Pandemic Pivots: Questions to Ask Yourself About 7 Planning Topics

If the pandemic has proven anything, it’s that life-altering occasions—both those we experience firsthand and those that merely present themselves as possibilities—have the potential to uproot even the firmest of financial plans. Why? Because reminders of what’s most important to us—wake up calls about how we spend our time and, as an extension, our money—can and should trigger reevalu...

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Sway with the Wind

As we’ve learned, economic circumstances can at times change relatively quickly and unpredictably. Companies in some sectors may suffer while others thrive. Your personal economy, which is based on your particular situation, may be completely different than your neighbor’s. It often feels like trying to predict what things will cost and where the economy is going is like throwing darts blindfo...

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Information Sharing and Navigating the RIA Marketplace

The post Information Sharing and Navigating the RIA Marketplace appeared first on Buckingham Strategic Partners.

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Business Owners: 10 Strategies to Create, Manage and Distribute Wealth

Despite a lengthy global pandemic, supply chain delays, inflationary spikes in segments of the economy, and a very tight labor market, your business is highly successful. Yet maybe these challenges, or even other circumstances, have placed financial pressure on your business that you still need to successfully navigate. Whether your business is currently healthy or under a bit of strain, a key que...

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After Your Divorce Is Finalized, What’s Next?

The judge has signed off and you are officially divorced. Whether the process was quick or drawn out, contentious or amenable, exhausting or empowering, it was almost certainly emotional and you can now release that pent-up sigh of relief. But hold on a minute, because you haven’t reached the finish line quite yet. While the experience varies from couple to couple and individual to individual, t...

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You Have to Stay the Course to Reach the Summit

When it comes to meeting your most important financial goals, time in the market can be a significant factor. And that means sticking with your financial life plan for the long haul, through the market’s ups and downs and across inevitable – sometimes lengthy – periods of underperformance. Value investors, who have seen large growth stocks roar ahead in recent years, know what that feels lik...

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Holistic Planning, Value-Based Leadership & Navigating Tough Times

The post Holistic Planning, Value-Based Leadership & Navigating Tough Times appeared first on Buckingham Strategic Partners.

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Buckingham Talks: How Higher Taxes May Impact Your Financial Future

Independent of one’s political leanings, it’s becoming increasingly likely that U.S. taxpayers are heading into an environment of higher tax rates and more progressive tax policy. While specifics are still in development, questions and implications abound as to how changes in long-term capital gains rates, estate tax exemption limits and income tax rates may impact your client’s financial li...

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Creating a Charitable Legacy for When You Are Gone

Not long ago I asked a philanthropic-minded member of the community for their thoughts around establishing a private foundation. After some reflection, this individual responded that they didn’t feel comfortable with the idea of others carrying forward their charitable mission, as whoever is chosen to lead the foundation could try to steer its resources toward their own causes. This makes so muc...